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[/] Our Company Solutions Careers Insight Worldwide International Sites Choose a country and language Worldwide (English) North America United States (English) Latin America Brazil (Portuguese) Europe France (French) Germany (German) Ireland (English) Italy (Italian) Netherlands (Dutch) Poland (English) Romania (English) Spain (Spanish) Switzerland (English) United Kingdom (English) Asia Pacific Australia (English) India (English) Japan (Japanese) Japan (English) Korea (Korean) See office locations Contact Us News & Events Find Products & Services Analytics & Technology Healthcare Insurance Investment Retirement & Compensation Risk Management & Financial Services Our Company Who We Are Company History Contact Us News & Events Consultants Objectivity matters. Today, more than ever. Independent for over 60 years, Milliman delivers market-leading services and solutions to clients worldwide. With no agenda, other than getting it right. Through a team of professionals ranging from actuaries to clinicians, technology specialists to plan administrators, we offer unparalleled expertise in employee benefits, investment consulting, healthcare, life insurance and financial services, and property and casualty insurance. News 11 November 2014 — Wired The biggest risk facing insurers today? Old-guard IT 06 November 2014 — ThinkAdvisor Managing risk to create retirement income See all news Solutions Analytics & Technology Healthcare Insurance Investment Retirement & Compensation Risk Management & Financial Services STAR Solutions - NAVI Reduce risk calculation time and gain insight into risk exposure. CORAL: A roadmap for ACA CORAL helps you quickly estimate relative values of health benefit plans. InvestMap A sophisticated tool that enables DC plan sponsors to deploy an age-based, asset-allocation strategy. Careers Careers home Our People New Grads Experienced Hires Practice Areas Employee Benefits Financial Risk Management Healthcare Life Insurance Property & Casualty Working Here Unique Structure The Work Matters Life + Work Essentials Benefits Office Locations Common Questions Featured Jobs Actuarial Software and Client Services Consultant Atlanta, GA Benefits Analyst II Seattle, WA Benefits Analyst I Seattle, WA Healthcare Analytics / Data Scientist New York, NY All current job openings Expert thinking from Milliman. All articles and stories See all videos Sections Healthcare Employee Benefits and Investment Insurance Risk Management and Financial Services Featured Topics Analytics and modeling Enterprise risk management Healthcare costs Life insurance Solvency II Recent stories GASB 67/68: Proportionate share allocation Final rule issued on “excepted” benefits under the ACA Pension Funding Index November 2014 October 2014 update on IASB insurance accounting project EIOPA proposal Guidelines on the preparation for Solvency II. insight All insight Healthcare Employee Benefits and Investment Insurance Risk Management and Financial Services When adverse selection isn’t: The impact of the 3Rs Catastrophe models: Traps and pitfalls When housing markets drop: How home equity insurance would reduce the risk GASB 67/68: Proportionate share allocation By Jennifer Sorensen Senta | 12 November 2014 An overview of the allocation of financial reporting liabilities for cost-sharing multiple employer plans. Developing pension plan investment strategy: A variety of considerations By Jeffrey T. Marzinsky | 12 November 2014 Effective management of pension plans hinges on more than just investments. Capital management in a Solvency II world: A non-life perspective By Gary Wells, Ger Bradley, Jeffrey A. Courchene, Vincent Robert | 11 November 2014 An overview of the many ways that Solvency II will affect capital management for insurers and reinsurers. Final rule issued on “excepted” benefits under the ACA By Milliman Employee Benefits Research Group | 10 November 2014 CAB 14-9: EAPs and other “limited scope” benefits are exempt from ACA requirements. Legality of ACA subsidies: What does the Supreme Court’s recent decision to hear this case mean for health plans? By Jason Karcher, Jason Siegel | 10 November 2014 Removal of subsidies could make 2015 premium rates inadequate. Pension Funding Index November 2014 By John W. Ehrhardt, Zorast Wadia | 10 November 2014 Strong investment gain of $14 billion offset by liability increases of $22 billion. Cost-sharing reduction subsidies: Financial impact of the simplified methodology By Daniel J. Perlman, Jason Siegel | 06 November 2014 Issuers should take care when selecting CSR reimbursement methodology. October 2014 update on IASB insurance accounting project By Kurt Lambrechts, William C. Hines | 05 November 2014 The IASB continues its deliberations; final standard likely to be issued in late 2015. The current state of presuming... By Christine K. Kogut | 04 November 2014 Presumption disability laws that provide workers’ comp to public safety officials with cancer have major ramifications on public entity risk pooling. Hedge Cost Index October 2014 By Adam Schenck, Daren Lockwood, Ram Kelkar, Xiaohong Mo | 04 November 2014 Milliman reports 5 basis point increase in Hedge Cost Index for VA guarantees in October; Index stands at 87 basis points. 04 November 2014 Actuarial considerations of medical malpractice evaluations in M&As Management should take care when obtaining actuarial estimates for medmal exposure and should keep communications lines open. 03 November 2014 High water mark Are private carriers finally ready to re-enter the homeowners flood insurance market? 03 November 2014 2014 year-end compliance issues for single-employer retirement plans CAB 14-8: An end-of-year to-do list for single-employer retirement plans. 30 October 2014 2014 Public Pension Funding Study Public pension plan funding up slightly for the year; actuarially determined contribution rate sensitivity to investment volatility continues. 29 October 2014 How can plan sponsors handle PBGC premiums for underfunding? Sponsors should take several things into consideration before borrowing money to fund their pension plans. 28 October 2014 Obesity in a commercially insured population: An analysis of NHANES data Analysis of NHANES data examines links between obesity and other medical conditions. 28 October 2014 The slinky effect The trend of declining MPL insurance rates will not reverse itself for several more years. 27 October 2014 COLAs for retirement, Social Security, and health benefits for 2015 CAB 14-7: A summary of 2015 cost-of-living adjustments for Social Security and retirement plan benefits. Featured topics Analytics and modeling Enterprise risk management Healthcare costs Life insurance Solvency II See all topics Healthcare Healthcare costs Healthcare reform Medical professional liability Medicare/Medicaid Employee Benefits and Investment Defined benefit plans Defined contribution plans Investment Insurance Analytics and modeling Catastrophe risk and insurance-linked securities Life insurance MPL Property and casualty insurance Risk management Solvency II Risk Management and Financial Services Enterprise risk management Featured videos The advantage of a top-down cost allocation approach in developing markets Localizing a microinsurance program ERM 3.0 See all videos Connect with Milliman Twitter @millimaninsight @millimaneb @millimanhealth @millimancareers LinkedIn Google+ YouTube Blogs Healthcare Townhall Retirement Townhall The Business of Risk Risk and Solvency About Milliman Our Company Who We Are Company History Contact Us News & Events Consultants Solutions Analytics & Technology Healthcare Insurance Investment Retirement & Compensation Risk Management & Financial Services Careers New Grads Experienced Hires The Work Matters Life + Work Current Job Openings Insight Healthcare Employee Benefits and Investment Insurance Risk Management and Financial Services For more than six decades, Milliman has combined technical expertise with business acumen to create elegant solutions for our clients. 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