Casco (The Voluntary motor own damage insurance)
Casco (The Voluntary motor own damage insurance) — the most popular type of a motor vehicle insurance securing a car from complex hazards or unexpected situations (insured risks)
The insured risks include:
- Traffic accidents
- Natural calamities
- Explosion, fire
- Drop of the foreign object on the vehicle surfaces
- Unlawful acts caused by the third parties
- Auto theft
The amount of Insurance payment (insurance premium) depends on the following factors:
- Risks chosen
- Type, model and price of the vehicle
- term of the contract validity
- vehicle usage and storage conditions
- age of the vehicle
- insurance program
Benefits of being insured at OJSC «Insurance Company «Universalna»:
- ability to split the payments
- if necessary, our specialists will get to the accident site
- vehicle evacuation cost refunding
- variety of insurance programs
- loyalty program for the break-even customers
- discounts on vehicle fleet insurance
- In certain cases, no traffic police reference needed to get reimbursement
- No restrictions on night parking places
* We provide a flexible discount system for long-term and return customers