Mortgage - Buying your first home?

Mortgage Advice

• Buy big with a jumbo ARM that starts at 2.625%

  Home Loans Today is offering one of November's best deals on jumbo 5-year adjustable-rate mortgages. It charges no points or lender fees and is available to buy or refinance a home in 43 states.

  November 16th 2014

• Interest.com Study: Big-city housing often unaffordable

  Middle-income families are unable to afford the median-priced home in just over half of the country's 25 largest cities, and in the least affordable metropolitan areas, they aren't even in the game.

  November 14th 2014

• Buy or refi with a 5-year ARM for just 2.75%

  BankFinancial is offering borrowers one of autumn's best deals on a 5-year adjustable-rate mortgage. Although these loans are only available in the Chicago area, check out the very good terms. This is exactly the kind of home loan you should be looking for whereever you might live.

  October 26th 2014

• 10 biggest mortgage mistakes

  Our guide will turn you into a savvy borrower so that owning your home will be a joy, not a burden, and will help you achieve long-term financial security.

  October 22nd 2014

• October mortgage rates crash to 2014 lows

  Home loans have defied expectations that they would be getting more expensive this year because the Federal Reserve is ending its campaign to drive down long-term interest rates. That should help anyone buying or refinancing a home.

  October 19th 2014

• Crowdsourcing a down payment is the latest wedding gift

  Modern couples have lots of stuff. What they need is someplace to put it. Registry's that allow family and friends to pool their money and contribute to a down payment is the latest solution to that problem.

• Pay less than 4% for a fixed-rate 30-year loan

  eLend has one of October's best deals on 30-year fixed-rate mortgages -- 3.99% with no points, no fees and only a 5% down payment. Best of all, it's available to borrowers in all 50 states.

• Mortgage servicers are still wrecking lives

  Housing advocates say many homeowners still face problems with their mortgage servicer despite government efforts to crack down on abuses.

• 4 smart moves to challenge a home appraisal

  A low home appraisal causes a home sale to fall through about 9% of the time. Be smart about challenging an appraisal you think misses the mark.

• Take advantage of jumbo home loans at just 3.875%

  GSF Mortgage has one of September's best deals on fixed-rate jumbo home loans in 24 states from Massachusetts to California. It's charging almost a half-point less than the national average for this type of financing with no points and no fees.