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Mortgage Rates Today | Compare Home Loans
Find and compare today’s mortgage rates from several lenders, banks and credit unions. Check the latest local and national mortgage interest rates for fixed mortgages, ARM, jumbo and other mortgage products by using the interactive table below.
Current Mortgage Rates for Los Angeles, CA
Search Summary
Your Search | Results Range | Bankrate.com National Average |
Bankrate.com Site Average |
---|---|---|---|
30 yr fixed mtg, 0 Points | 4.125 APR - 4.333 APR | 4.2433 RATE | 4.2328 RATE |
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APR:
Points:
Est. Payment:
30 yr fixed mtg, 0 Points Glossary Terms
Institution | APR | Rate | Costs and fees | Have Questions? | Learn More |
---|---|---|---|---|---|
Lender Info |
4.290 Tue Aug 26
|
4.250
at
0.000 pts
60 day rate lock
|
Payment
: $812
Fees in APR
: $786
More Details
|
877-203-6611 (Toll-free, no obligation)
|
Next
|
Lender Info |
4.193 Tue Aug 26
|
4.125
at
0.000 pts
30 day rate lock
|
Payment
: $800
Fees in APR
: $1336
More Details
|
855-389-4977 (Toll-free, no obligation)
|
Next
|
Lender Info |
4.333 Tue Aug 26
|
4.250
at
0.000 pts
60 day rate lock
|
Payment
: $812
Fees in APR
: $1613
More Details
|
877-482-5617 (Toll-free, no obligation)
|
Next
|
Lender Info |
4.125 Tue Aug 26
|
4.125
at
0.000 pts
30 day rate lock
|
Payment
: $800
Fees in APR
: $0
More Details
|
(855) 693-7283
|
Next
|
APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.
Quality Assurance
All rates provided by Bankrate.com
Compare rates with confidence. Rates are accurate and available as of the date seen
for Bankrate customers. Identify yourself as a Bankrate consumer to get the Bankrate.com
rate. Bankrate has today's most competitive mortgage rates.
Notes on rates for jumbo mortgage loans
If you are seeking a mortgage in excess of $417,000, recent legislation may enable
lenders in certain locations to provide rates that are different from those shown
in the table below. We recommend that you contact your lender directly to determine
what rates may be available to you.
Lender rates on Bankrate
Many lenders have different rates on their own websites than those posted on Bankrate.
In order to get the Bankrate rate, please identify yourself as a Bankrate customer.
Rates are subject to change without notice and may vary branch to branch.
These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link
to their own Web site where you can find additional information.
Bank and thrift mortgages are insured by the Federal Deposit Insurance Corp.
Credit union mortgages are insured by the National Credit Union Administration.
Rate collection and criteria
Click here for more information on rate collection and criteria.
- Purchase
- Refinance
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CAPS
The maximum amount the interest rate can change annually or cumulatively over the
life of an adjustable-rate mortgage. For example, if the caps are 2 percent annual
and 6 percent life of loan, a mortgage with a first-year rate of 10 percent could
rise to no more than 12 percent the second year, and no more than 16 percent over
the entire loan term.
DISC POINTS
A type of point (1 percent of a loan) paid by the borrower to reduce the interest
rate.
APR
Annual Percentage Rate. A yearly rate of interest that includes fees and costs paid
to acquire the loan. Lenders are required by law to disclose the APR. The rate is
calculated in a standard way, taking the average compound interest rate over the
term of the loan, so borrowers can compare loans.
RATE
Percentage a borrower pays for the use of money, usually expressed as an annual percentage.
ESTIMATED PAYMENT
The monthly principal and interest payment at a given interest rate, loan amount,
and loan term
FEES
Additional costs incurred by the borrower when getting the loan that, along with
the interest rate, determine the true cost of the loan
ORIG POINTS
A fee paid to a lender for processing a loan application. A point equals 1 percent
of the loan amount.
POINT
A point equals 1 percent of a mortgage or other loan. Some lenders charge "origination
points" to cover expenses of making a loan. Some borrowers pay "discount
points" to reduce the loan's interest rate.
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- Fees$#{fees}
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APR | Rate | Points | Costs and fees | |
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Disc pts
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