UniCredit is a leading European commercial bank with an international network spanning 50 markets, with more than 9,000 branches and over 148,000 employees (as of 31 December 2013). The Group operates in 17 European countries: Austria, Azerbaijan, Bulgaria, Bosnia and Herzegovina, Croatia, Czech Republic, Hungary, Italy, Germany, Poland, Romania, Russia, Serbia, Slovakia, Slovenia, Turkey, Ukraine.

UniCredit benefits from a strong European identity, extensive international presence and broad customer base.

Its strategic position in Western and Eastern Europe gives the group one of the region's highest market shares.

UniCredit Management

Facts and figures

UniCredit in Europe and worldwide*:

• Operations in 17 countries
• Around 9,000 branches
• 147 864 employees
• International network spans over 50 countries worldwide
• Ratings: BBB + (Fitch), Baa2 (Moody's), BBB (Standard & Poor's)

* According to Group FY 2013 results

Group key figures for 4Q13:

• Operating income € 5,975 million
• Operating profit € 2,096 million
• Cost/Income Ratio 64,9%
• Core Tier 1 Ratio 9.60%
• Loans and receivable with customers € 503,142 million
• Deposits from customers and debt securities in issue € 571,024 million
• Shareholders' equity € 46,841 million
• Total regulatory capital/Total risk-weighted assets 13.61%

Geographical profile

Today UniCredit Group is the undisputed leader in Central and Eastern Europe with a market share that is double that of its closest competitors.