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Overdraft is a fast and easy way to get a short term loan without completion of documents. A cardholder can afford to transfer money and get the cash amount which exceeds a balance on his current account.

Advantages of overdraft:

• simple and fast way of taking up a sum of money you need;
• an opportunity to repay credit and accrued interest automatically when transferring a salary to a current account monthly;
• granted without collateral;
• if an overdraft is repaid to a day, when the debt occurred, an interest on the overdraft is not charged at all;
• suggested service doesn’t need guarantee! (if five salaries – guarantee is requires)

Overdraft is for you if:

• you need to get funds  quickly and during a day;
• you want to obtain an unsecured loan and avoid expenses relating to the registration of the collateral;
• you want to decide what to spend money without checking with the bank;
• you don’t want to waste time in a bank to pay interest.

Terms:

• the loan amount depends on your desire and may amount up to five salaries (average monthly receipts of funds to your current account in PJSC "MEGABANK");
• 1 year term with a possibility of prolongation.

To get a loan you have to provide the following documents:

• passport;
• earnings certificate for the latest 6 months;
• ID code.

For additional information turn to:

46 Artyoma Street
Kharkiv, 61002
Payment Systems Department
Telephone: (057) 717-20-07, 703-47-73.