27, Zhylianska Str.,

01033, Kiev,

Ukraine,

tel. (044) 287-95-00

Lic. GKCPFR AB N124795 from 26.11.2004

Credits for Natural and Legal persons

The Corporative client
 (short and long-term products):
 - a credits in national currency;
 - a credits in foreign exchange;
 - a credits overdraft;
 - a credit lines in national currency;
 - a credit lines in foreign exchange;
 - a credit lines in national and foreign currency;
 - a warranties (tender, tourist, performing the terms of the agreement).

The Period of the lending from 1 before 3 years.
 The Rate on credit:
    in national currency - 22 - 26%,
    in foreign exchange - 15 - 16%.
 

The Physical persons:
(short and long-term products):
 - a credits and credit lines on consumer purposes (buying goods, services);
 - a credits on buying the mortgage.
The Period of the lending from 1 before 3 years.
 

The Credits are given under guarantee:
 - premises;
 - a transport facilities;
 - goods in turn;
 - an equipment;
 - a rights of property on deposit;
 - a property guarantee of the outside parties.
The Period of the lending from 1 before 3 years.

The Terms cooperation:
 - presence of the stable business (for physical persons presence stable incom);
 - satisfactory financial condition of the grantee;
 - efficiency of the project of the lending;
 - a possibility of the granting in guarantee liquid property for covering the amount of
the credit in correlation 2:1.