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| TERMS AND CONDITIONS |
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| Borrower | Private entrepreneur or enterprise (PE, LLC) that at the moment of loan disbursement have existing business.
Area of activity: trade, production, services in rural area; processing of agricultural products, plant-growing, cattle-growing, private farms. |
| Loan amount | UAH 100 – 300 000 (equivalent in USD, Euro) |
| Term of loan | Up to 48 months inclusive |
| Term of processing | 2-3 days from the moment of loan application. |
| Purpose of loan | Loans are provided for any purposes, including for:
- Purchase of equipment, vehicles, real-estate;
- Replenishment of goods assortment;
- Opening of new business direction;
- Personal needs of an entrepreneur.
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| Loan repayment | Monthly, equal parts or individual schedule - on your choice. Deferral of payment is possible. Interest is accrued on the debt balance. |
| Loan security | Collateral can be: a car purchased for loan funds, property in your ownership or property of your guarantors. |
| Loan granting fee | Pursuant to Loan agreement |
| Where you can get agricultural loan | Kherson, Lviv, Volyn, Zhitomir, Kirovograd, Rivne, Vinnitsa, Cherkasy, Poltava, Nikolayev, Lugansk regions and AR of Crimea. |
| Benefits |
- Loans up to UAH 5 000 - collateral free;
- Business plan is not required;
- Deferral of loan payment is possible up to 9 months - you pay only interest;
- Pledge insurance and notarization of agreements (except real-estate) are not mandatory;
- Collateral evaluation is made at market value with minimal discount rates which allows you to obtain maximum possible amount of loan against the collateral provided.
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| Additional information | Loan can be disbursed in cash or transferred to current account or credit card. |