Auto loans
Credits to individuals on acquisition of new passenger motor transport
The conditions of crediting:
- Interest for credit using:
- from 25% per annum in local currency;
- from 17% per annum in foreign currency.
- Term of crediting – up to 7 years;
- Size of minimum own payment – 20% of the total cost of acquisition;
- Provision is the acquired car, the agreement of pledge is attested notarially;
- Interests for the use of the credit are charged on the balance of a debt;
- Types of crediting: annuity, standart.
Credits to individuals on acquisition of passenger motor transport at the secondary market
The conditions of crediting:
- Interests for the use of a credit:
- from 25% per annum in local currency;
- from 17% per annum in foreign currency.
- Term of crediting – up to 7 years;
- Installment of the client – not less than 30% of the assessed cost of the motor transport;
- Provision is the acquired car, the agreement of pledge is attested notarially;
- Interests for the use of the credit are charged on the balance of a debt;
- Types of crediting: annuity, standart.
Credits to individuals on acquisition of a lorry at the primary market
The conditions of crediting:
- Interests for the use of a credit:
- from 25% per annum in local currency;
- from 17% per annum in foreign currency.
- Term of crediting – up to 7 years;
- Installment of the client – not less than 30% of the cost of the motor transport;
- Provision is the acquired lorry, the agreement of pledge is attested notarially;
- Interests for the use of the credit are charged on the balance of a debt;
- Types of crediting: annuity, standart.
Credits to individuals on acquisition of a lorry at the secondary market
The conditions of crediting:
- Interests for the use of a credit:
- from 25% per annum in local currency;
- from 17% per annum in foreign currency.
- Term of crediting – up to 7 years;
- Installment of the client – not less than 30% of the assessed cost of the motor transport;
- Provision is the acquired lorry, the agreement of pledge is attested notarially;
- Interests for the use of the credit are charged on the balance of a debt;
- Types of crediting: annuity, standart.
Credits to individuals on acquisition of motor transport for passenger transportation at the primary market
The conditions of crediting:
- Interests for the use of a credit:
- from 25% per annum in local currency;
- from 17% per annum in foreign currency.
- Term of crediting – up to 5 years;
- Installment of the client – not less than 30% of the cost of the motor transport;
- Provision is the acquired motor transport, the agreement of pledge is attested notarially;
- Interests for the use of the credit are charged on the balance of a debt;
- Types of crediting: annuity, standart.
To apply, pertinent documents are as follows:
- National passport;
- Tax-payer ID;
- 6-month payroll statement;
- For self-employed, Registration Certificate, income verification document from the Tax Administration at the place of registration (Sales and Purchase Statement, Tax Return, etc.) for the previous 2 reporting periods and Tax-payer Certificate;
- Track-record statement.
For additional information, please visit us at:
46 Artema Street
Kharkiv 61002, Office. 210
Personal Loans Division (Sales Dept.)
Tel.: +38 (057) 715-52-63