You can get in our Bank the credit for the education at any institute of higher education in Ukraine. You get the credit under condition of entering the institute of higher education and presence of the corresponding confirming document (the agreement, the contract, the treaty). The credit is given in the form of the unrenewable demand line of credit with a limit up to UAH 25000 (but no more than cost of the contract). Thus the bank transfers the sum of the credit to the account specified by the institute of higher education. The credit is granted according to the schedule of payment specified in the contract with the institute of higher education. The borrower can be both the employed student and his\her parents.

Interest charge

Interest charge is carried out daily on the actual rest of debts. Interest is paid monthly.

Term

The maximal term of the credit is the common term of the education (minus the period which the student has already studied) plus of 5 years after finishing education.

Currency

The credit is granted only in national currency.

The lien

Not required. Guarantee of fulfillment of obligations is an insurance of credit risk and life of the borrower.

Repayment of the credit

Repayment of debts is carried out monthly (since next month after the termination of education).

Preterm repayment

The opportunity of preterm repayment of the credit and interest without applying for penal sanctions is stipulated.

Necessary documents

1. The solicitation / the application addressed to the head of the Bank of general sample.
2. A copy of the civil passport of the borrower, if the potential client is married - a copy of the civil passport of the spouse.
3. The reference of identification code appropriation, if the potential client is married - a copy of identification code of the spouse.
4. The certificate of marriage registration, if the potential client is married.
5. The reference from place of work for the last 6-12 months (a post, the salary) and also the documents confirming extra incomes.
6. An extract from a work-record card about a place of work for the last 3 years certified by a staff department or the chief accountant of the company (at absence of a staff department).
7. The certificate of the state registration of the Subject of Enterprise Activity, the payment certificate of the uniform tax or payment of taxes (at common system of taxation), the incomes declaration certified by tax inspection must be given by potential client, if he\she is the Subject of Enterprise Activity.
8. Information about marital status of the borrower family, their common monthly income and a property condition (the Bank application of general sample is filled)
9. Documents copies confirming the presence of the client personal property are represented.

For additional information please call: +38 (048) 7774799, +38 (0482) 392986