I type of agreement insures liability of not only the insured (a person who enters into the agreement) but also any other persons who drive specified vehicle on legal grounds (by warrant, waybill, in the presence of the driver, etc.) Any driver + specific vehicle
II type Insures liability of the specified person that drives the vehicle on legal grounds. Specific driver + any vehicle
III type Insures liability of the specified person(s) that drives specified vehicle on legal grounds. Specific driver(s) + specific vehicle
War veterans defined by the law, disabled persons (I and II group), persons who suffered from Chernobyl disaster (I and II group), retirees - citizens of Ukraine, that drive the vehicle with cubic capacity of less than 2500 cc inclusive, insure liability only with the III type of agreement and have a privilege of 50% discount on insurance.
Minimal experience of the persons specified in the agreement
Vehicle category is chosen in accordance to allowed categories in the driver’s license and real necessity to use vehicles of all categories.